Memphis runs on global air-freight logistics, medical devices and music tourism. That shapes which businesses are worth approaching — below are the location types ranked for this market specifically, not a generic national list.
Estimated $370–$700/month gross surcharge revenue for a well-placed machine here.
Beale Street is a concentrated tourist-cash district, and Memphis retains a higher unbanked share than most metros its size — both point the same direction for ATM demand.
With a metro population of 630K in the South, the districts worth working first are Beale Street, Cooper-Young, Whitehaven and Midtown. These are where the location types below actually cluster — a route built around them will cover more qualifying businesses per mile than one built around zip-code radius alone.
Ordered for this metro rather than nationally. Rankings shift with each city's economy — bars & nightclubs lead here.
High cash demand from patrons, concentrated on weekend nights. Tip-driven and surcharge-tolerant.
Ranks higher in Memphis because of a dense late-night bar economy, a large visitor economy and a genuine 24-hour economy.
Concerts, festivals and fairs drive very high per-visit ATM usage. Seasonal but highly profitable.
Ranks higher in Memphis because of a dense late-night bar economy and a large visitor economy.
Travellers need cash for tips, taxis and local spending. 24-hour lobby access is a major advantage.
Ranks higher in Memphis because of a large visitor economy and a genuine 24-hour economy.
Steady daily foot traffic with cash-dependent customers. Strongest in residential areas away from bank branches.
Ranks higher in Memphis because of a genuine 24-hour economy.
Tip-heavy dining drives ATM use, particularly at independents with card minimums.
Ranks higher in Memphis because of a dense late-night bar economy and a large visitor economy.
High volume, especially on commuter and highway routes. Look for sites without an existing ATM.
Ranks higher in Memphis because of heavy manufacturing and warehouse employment.
Customers arrive expecting a cash transaction. Among the highest-intent ATM environments there is.
Ranks higher in Memphis because of heavy manufacturing and warehouse employment.
Machines require coins or cards bought with cash. Built-in demand and long dwell times.
Ranks higher in Memphis because of heavy manufacturing and warehouse employment.
Cash-heavy by regulation and by habit, with consistent repeat traffic. Often overlooked by larger operators.
Ranks higher in Memphis because of a dense late-night bar economy.
Cash tipping is still the norm. An underserved category with little ATM competition.
Ranks higher in Memphis because of a dense late-night bar economy.
Regular weekly visitors. Target independent grocers — chains usually have their own machines.
Many shops offer cash discounts, and wait times keep customers on site.
Ranks higher in Memphis because of heavy manufacturing and warehouse employment.
We estimate $370–$700 per month in gross surcharge revenue for a well-placed machine in Memphis. That starts from a national baseline and adjusts for a large visitor economy, dense late-night venues and a 24-hour economy, plus the metro population of 630K.
This is a modelled estimate, not a guarantee. Actual revenue depends on the specific site, your surcharge, and the agreement you negotiate. Use the calculator to model your own assumptions.
In Memphis, bars & nightclubs, event & music venues, hotels & motels rank highest, largely because of a dense late-night bar economy, a large visitor economy and a genuine 24-hour economy. The strongest districts to work are Beale Street, Cooper-Young, Whitehaven and Midtown. Beale Street is a concentrated tourist-cash district, and Memphis retains a higher unbanked share than most metros its size — both point the same direction for ATM demand.
A well-placed machine in Memphis is estimated at $370–$700 per month in gross surcharge revenue. That range starts from a national baseline and adjusts for a large visitor economy, dense late-night venues and a 24-hour economy — it is an estimate, not a guarantee, and actual volume depends on the specific site.
Focus on independent businesses rather than chains — chains route decisions through corporate, while an owner-operator can agree to a placement on the spot. Prioritise sites with steady traffic and no ATM already installed.
Memphis is driven by global air-freight logistics, medical devices and music tourism. Beale Street is a concentrated tourist-cash district, and Memphis retains a higher unbanked share than most metros its size — both point the same direction for ATM demand. Competition concentrates in the highest-traffic corridors, so operators generally do better working outward from Midtown and similar secondary areas than by starting downtown.
Model monthly income, annual profit and payback period.
Startup costs, legal requirements and scaling.
The highest-performing business types nationally.
How to structure the agreement with a location owner.